Industry Links

AllRegs® (login required)
Federal Deposit Insurance Corporation
Federal Emergency Management Agency
Federal Financial Institutions Examination Council
Federal Reserve Board
Federal Reserve Board - Statistics: Releases and Historical Data
CFPB HMDA Homepage
HMDA Getting It Right booklet
HUD's Client Information and Policy System
HUD Website
Office of the Law Revision Counsel - U.S. Code
National Archives and Records Administration - Code of Federal Regulations
Industry Education Links
Independent Bankers Association of Texas Seminars
Mortgage Bankers Association Education Events
CFPB Links
CFPB: Home Ownership and Equity Protection Act (HOEPA) Rule (Small Entity Guide)
CFPB: Ability-to-Repay and Qualified Mortgage Rule
CFPB Comparison Chart ATR vs. QM Requirements
CFPB: Equal Credit Opportunity Act (ECOA) Valuations Rule
CFPB: TILA Higher-Priced Mortgage Loans (HPML) Escrow Rule (Small Entity Guide)
Real Estate Settlement Procedures Act (Regulation X) and Truth in Lending Act (Regulation Z) Mortgage Servicing Rules (Small Entity Guide)
TILA Higher-Priced Mortgage Loans (HPML) Appraisal Rule (Small Entity Guide)
Regulation Z Resources
Federal Section 1026.32 (HOEPA/HCM) Recap
Federal Section 1026.43 (Qualified Mortgage/Ability to Repay) Recap
HPML Rules-Section 35
Sample PPDocs Compliance Certificate
Sample POA Forms
Sample 50(a)(6) Durable POA
Specific Statutory Durable Power of Attorney (Word)
Master Construction
Guidance Line Limitations Worksheet
Master Residential Construction Loan Guide
State Bar Speech on Master Loan Documents
Texas Counties with Master Deeds of Trust [as of 08/24/2022]
Home Equity
Texas Administrative Code – Chapter 153
Notice Concerning Extensions of Credit (effective Jan 1, 2018)
Notice Concerning Extensions of Credit (effective Jan 1, 2018) (Spanish)
Notice Concerning Rate/term Refinance of a Home Equity Loan (effective Jan 1, 2018)
Notice Concerning Rate/term Refinance of a Home Equity Loan (effective Jan 1, 2018) (Spanish)
Buydown
PPDocs - Temporary Mortgage Buydowns
PPDocs - Presentation PPT
PPDocs - Recorded Webinar
PRMG Buydown Product Update
TRUIST Goverment Overlays Matrix
TRUIST Agency Overlays Matrix
TRUIST Agency Programs
Mr. Cooper - Temporary Buydowns
AmeriHome Temporary Buydown Product Guide
PennyMac Temporary Buydown Instructions
PennyMac Temporary Buydown FAQ
US Bank Temporary Buydown FAQ
Loan Origination System
Calyx® Point®
Encompass360
FICS - Financial Industry Computer Systems, Inc.
Guides
Encompass
Calyx
BytePro
MISMO